#OnChainLendingSurge On-chain lending has seen a significant surge recently, driven by the growing adoption of decentralized finance (DeFi) platforms. These platforms allow users to lend and borrow cryptocurrencies directly from one another without the need for traditional intermediaries, such as banks. This shift not only increases accessibility for borrowers but also offers attractive interest rates for lenders. As more participants enter the space, the total value locked in on-chain lending protocols continues to rise, reflecting a broader trend towards decentralized financial solutions that empower individuals and enhance financial inclusion.