$11.6 billion is stuck in SWIFT delays every day, while stablecoins settle in just 3 seconds.
š Banks: Not Instant, Not Efficient
Banks rely on outdated networks like SWIFT, which holds up a staggering $11.6 billion daily. Payments take too long and canāt keep up with the fast-paced world we live in.
š Emerging Economies Are Turning to Stablecoins Out of Necessity
In Argentina, where the peso has lost 99% of its value in the last 30 years, millions use USDT to protect their savings from inflation. In Africa, stablecoins are revolutionizing cross-border trade, offering speed and cost efficiency far beyond traditional banks.
āļø Regulation Will Define Winners and Losers
The UAE is leading the way, adopting stablecoins with progressive regulations that encourage innovation. Meanwhile, Europeās MiCA regulation forces issuers to keep 60% of reserves in low-risk assets, squeezing profitability. As a result, Tether is pulling out of Europe, leaving fewer options for traders.
ā” Real-Time Payments: The Game Changer
With stablecoins, payroll, trade, and remittances can be automated and settled instantly. No more waiting days for transfersāstablecoins make financial transactions as fast as the click of a button.
Stablecoins are not just a tool for savingātheyāre reshaping the future of trade and breaking down the barriers banks have built.