#OnChainLendingSurge

refers to a growing trend in decentralized finance (DeFi) platforms that offer lending and borrowing services directly on blockchain networks. These platforms cut out the middleman, allowing users to lend their crypto assets and earn interest or borrow funds by providing collateral, all through smart contracts.

Some well-known platforms that allow on-chain lending include Aave, Compound, and MakerDAO. This trend reflects increased adoption of blockchain for financial services.