Fast Transactions: XRP transactions are processed in just 3-5 seconds, which is significantly faster than Bitcoin (which can take up to 10 minutes) and Ethereum (which can take several minutes during periods of congestion).

Low Fees: XRP has one of the lowest transaction costs in the cryptocurrency space, typically costing fractions of a penny per transaction, making it ideal for micropayments and large-scale remittances.

Scalability: Ripple’s consensus mechanism allows the network to scale to handle thousands of transactions per second (TPS), far surpassing Bitcoin’s ~7 TPS and Ethereum’s ~30 TPS. This makes XRP suitable for high-volume use cases like cross-border remittances.

Decentralization with Validators: Ripple's validators are independent entities that help secure the network and verify transactions. While Ripple Labs itself holds a portion of the network's XRP supply, the protocol is designed to allow validators to function independently.