The Brazilian real (BRL) does not allow earnings gains like other cryptos, such as USDT (9%) or USDC (13% per year), which have partial returns every 1 minute.

Hey guys, I'm new to crypto. I've been depositing BRL into Binance and buying crypto directly with BRL. However, some people have told me to buy USDT or BNB first and then get the crypto. Why? Won't this make me lose money on fees and conversion?