09413517681 Bitcoin breaks 100,000, you've made 10 million, feeling great and eager to exchange these virtual currencies for RMB.

With the comprehensive rise of DeFi, you begin searching for merchants who can exchange USDT for RMB, and eventually choose one that seems reliable.

You agree on the transaction process: first, transfer USDT to the exchange, and after the merchant deposits RMB into your account, you confirm the transaction, and only then will the exchange transfer the coins to the merchant. This method seems safe, but it hides risks because you cannot confirm whether the money the merchant gives you is clean.

Even if you check the fund's settlement time, request the merchant to provide compensation guarantees for a frozen card, and choose reputable merchants, these measures are still unreliable. Because a frozen card is like a time bomb; when it explodes completely depends on whether someone reports it.

In simple terms, you cannot know whether the source of the money the merchant gives you is legitimate. Even if this transaction has no issues, months later, your account might be suspended due to a prior fund of the merchant being involved in a case. Moreover, the merchant's bank card might be monitored by the bank's big data for some mysterious operations, and once a card you've transacted with gets implicated, the consequences could be unimaginable.

Additionally, the flow of funds in domestic bank cards is frequent; if it doesn't match previous trading habits, such as rapid inflows and outflows without deposits, it could trigger the bank's risk control, leading to account freezing.

Big data monitoring capabilities are strong; individuals who frequently use USDT for online gambling have had their bank cards blacklisted.

Most crypto card merchants' bank cards are inherently high-risk accounts, and if you frequently trade with them, your bank card might also be flagged as a fraudulent account by big data. This is not good! Therefore, during the process of exchanging for RMB, you must be extremely cautious!