$USDC
What is the difference between USDC and other stables?
USDC (USD Coin) is a stablecoin, i.e. a cryptocurrency that is pegged to a fiat currency, in this case the US dollar (USD). Its main purpose is to ensure price stability, as 1 USDC is always equal to approximately 1 USD.
Key features of USDC:
1. Stability:
• The price of USDC does not fluctuate as much as conventional cryptocurrencies because its collateral is based on real dollars or equivalent assets held in bank accounts.
2. Issuer:
• USDC was created by Circle and Coinbase as part of the Center consortium.
3. Technology:
• It is a token that works on the basis of blockchains, including Ethereum (ERC-20), Solana, Polygon and others.
4. Transparency:
• The issuer conducts regular audits to confirm that all USDC issued are fully backed by fiat reserves.
5. Use:
• As a medium of exchange for payments and transactions.
• To protect against crypto market volatility.
• In DeFi (decentralized finance) for lending, staking or liquidity.
6. Global availability:
• USDC enables international transactions to be carried out quickly and with lower fees than traditional banks.