Don't speak without knowing. Xrp is and will be used in big banks, countries, and companies for low-cost international transactions. It will go for more than $30, you'll see.

$XRP
There's some people keep saying XRP this or that, or XRP hits 30$ or even more. These people have 0 knowledge of market cap, don't be fool guys, XRP at 30$ = 2 trillion dollars market cap!
This never happens, given XRPs bad performance and speed and technology compared to its competitors like Ethereum and Solana.
XRP can't even justify its current 95B$ market cap, there's no good use case to it which cannot be done better and faster by other blockchains like Solana or Ethereum or even ADA.
In Crypto and blockchain world technology and scalability and decentralization is the MOST important, where XRP lack the most.
I just say ride the train while it's going up but gradually take your profits and leave it, put your money into BTC, ETH and SOL for the long run.