Your keys, your cryptos. You have custody of the cold wallet since you have the seed phrase. If you have a small amount of crypto, I recommend a hot wallet like Exodus to start with a little.

I have a question that many probably do not take very seriously, if a person has cryptos on Binance, does that mean that they are not the owner of that currency since the currencies are in custody, and what happens if it is in a cold wallet where it also does not have a name.. thank you, I await responses