Digital RMB refers to the digital currency issued by the central bank, which is a liability of the central bank, has national credit, and is equivalent to legal tender. Its functions are exactly the same as banknotes and coins, but the forms are different, one is paper and metal, and the other is a number displayed in the mobile phone software.
Digital RMB refers to the digital currency issued by the central bank, which is a liability of the central bank, has national credit, and is equivalent to legal tender. Its functions are exactly the same as banknotes and coins, but the forms are different. One is paper and metal, and the other is a number displayed in the mobile phone software. Of course, it is also legal tender. In theory, digital currency can be used in any scenario, just like the RMB in your pocket can be traded and sold in any scenario. When digital currency is circulated, it does not require mobile network signals or networking. As long as the mobile phone has power, you can use the NFC function of the mobile phone to quickly connect the two mobile phones to receive and pay.
Digital currency is an alternative currency in the form of electronic money (which can be used for real goods and services transactions). Digital currency has the main characteristics of network data packets. This type of data packet consists of a data code and an identification code. The data code is the content we need to transmit, and the identification code indicates where the data packet comes from and where it is going.
Additional information:
1. Electronic money and virtual currency are collectively referred to as digital currency. According to the definition of the European Central Bank, virtual currency is a digital representation of the value of non-central banks, credit institutions, and electronic currency institutions that can be used as a substitute for currency in certain circumstances.
2. Features of digital currency: It has its own open source code (i.e., it has a legitimate identity certificate); it is issued in constant quantity (it will not be issued once the quantity is issued); it is a third-party trading platform (with an independent electronic account book); it can be traded at any time within the platform; digital capital has room for appreciation. Although the issuance method of digital currency is still under study, paper currency has been regarded by some professionals as "the currency of the previous generation", and it is an inevitable trend to be replaced by new technologies and new products.
