Investment is not a game exclusive to the rich

Many people think that investment is only a patent of the rich and has nothing to do with themselves. Peking University's investment course tells us that this idea is actually not advisable. Investment is not about how much money you have, but whether you have investment awareness, whether you understand investment, and whether you are willing to invest. In many cases, the poorer the person, the more you should learn to invest reasonably.

Many people are confused by the shrinking assets in their lives: they work hard and live frugally, but the pressure of life becomes greater and greater, and the money in their hands keeps shrinking. Take buying a house as an example: the money that could have bought a two-bedroom apartment, in your hands, will not be able to buy the house you originally liked after a few years. Although it seems that there is still a surplus in the monthly salary, as time goes by, the remaining money on hand never increases. This situation occurs precisely because they have not learned how to invest and manage money. They do not know how to make money with the money on hand, so that their money is slowly depreciating. It can be said that investment is not a patent of the rich. Ordinary people can still get rich through investment.

First of all, we should start with correcting the concept of investment and financial management, eliminate the inherent misunderstanding of investment, actively understand the knowledge of investment and financial management, take the initiative to seek reasonable investment channels, and take the first step in investment and financial management. In the era of low interest rates, "investment and financial management" has become the life content of most people.

The people who invest in financial management have developed from professional investors in the past to a wider group of people such as office workers, housewives, and students. With the changes in the economic environment, the traditional single savings-based financial management method in the past can no longer meet the needs of ordinary people. Various new investment products have emerged in an endless stream, which also provides investors with diversified choices. Investment has undoubtedly become the most effective way for us to improve our living standards and increase the value of our wealth.