Chongqing has been too hot recently, so I took my wife and son to Hong Kong for a trip and to escape the heat. But I thought that I should have my own offshore account to play with coins, so I made an appointment to apply for a bank card.
The first one was HSBC Nathan Road Branch 378. Since I had made an appointment, a younger brother quickly received me.
A: What is the main purpose of your card?
Me: Investing in Hong Kong stocks and saving
A: The current interest rate of HSBC is only 2 points, which is only a little higher than that in China. You have to spend so much money to come to Hong Kong, and the extra income cannot offset the cost.
Me: I mainly want to do some asset allocation and want to have my own offshore account.
A: Then you said that you save this reason, we can't help you open it, because the center can't pass.
Me: But I want to invest in Hong Kong stocks.
A: There is Hong Kong Stock Connect in China, and you can also buy Hong Kong stocks. Why not buy through Hong Kong Stock Connect?
Me: Because the Hong Kong Stock Connect charges more and is troublesome.
A: Sorry, this is not a reason to open an account. You must have a reason that is not acceptable in China to open an account, otherwise the center will not pass.
A: How much money do you plan to put in HSBC?
Me: 200,000
————There were other conversations in the middle, which were irrelevant. Anyway, he asked a lot of questions, such as income, and also looked at bank statements, including my wife's
————Now I was a little emotional. Me: It costs 500,000 to open a Hong Kong stock connect in China, and I don’t have the money to open it.
A: The bank statement shows that it can be opened
Me: That’s my wife’s, I can’t open it. Then I showed him the screenshot of the stock app’s rejection.
He asked for a long time before picking up my phone to apply on the HSBC app. The result was that the account could not be opened immediately.
666, is it so difficult to open an account at HSBC? It’s in the final review. I’m at the end of my rope. Since there are many people reading this, I’ll also write about my experience in the afternoon.