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US national debt has risen $3.1 trillion since the debt ceiling was raised in July 2025, now standing at $39.3 trillion as of mid-June 2026. At the current pace of accumulation, the nation will exhaust the newly authorized $5 trillion ceiling within approximately 18 months, forcing another debt-limit debate in 2027. Sustained rapid debt growth signals ongoing fiscal pressure and rising refinancing costs, which could weigh on bond markets and constrain policy flexibility during economic downturns.
