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During the bank's earnings call on Tuesday, JPMorgan CFO Jeremy Barnum warned that stablecoins could become a tool for regulatory arbitrage unless they are held to the same strict oversight and consumer protection standards as traditional bank deposits.
If the same product isn’t regulated the same way, you open the door to arbitrage,” Barnum said, pointing to structures that offer rewards resembling yield. In that scenario, he added, firms could “run a bank” without being subject to core banking regulations
The comments come as lawmakers weigh new frameworks for digital assets. The proposed Clarity Act aims to define how crypto markets are split between regulators such as the Securities and Exchange Commission and the Commodity Futures Trading Commission. It also reflects broader efforts to establish clearer rules for stablecoins and related products
The debate also extends to whether issuers of stablecoins, crypto tokens whose value is pegged to a traditional asset, mostly the dollar, should be allowed to offer yield to users
Some crypto firms, including Coinbase (COIN), have pushed for the ability to pass interest earned on reserve assets to coin holders, arguing it would make stablecoins more useful as savings tools
Banks have pushed back, saying yield-bearing stablecoins begin to resemble deposits without the same capital, liquidity and consumer protection requirements. In their view, that creates an uneven playing field, allowing non-bank firms to attract funds by offering returns regulated banks are restricted from providing
The issue has become a central point of tension in Washington D.C., as policymakers weigh how to prevent stablecoins from functioning as bank-like products outside the traditional regulatory perimeter
Barnum said JPMorgan supports the push for clarity, but stressed that consistency matters more than speed. Without it, he warned, new entrants could gain an advantage by operating outside existing regulatory boundaries
He downplayed the idea that stablecoins will disrupt the bank’s core payments business. JPMorgan already runs a large wholesale payments network that processes transactions at low cost and high speed, leaving little room for margin-driven disruption
Instead, the bank is integrating similar technology into its own systems. Through its blockchain unit, Kinexys, JPMorgan has developed tools such as JPM Coin and tokenized deposits, which allow institutional clients to move money around the clock and automate transactions
Barnum described these efforts as part of a broader modernization strategy. Features often associated with stablecoins, such as programmable payments, are already being built into existing infrastructure rather than replacing it
On the consumer side, he said stablecoins are often framed as “digital cash,” but still face familiar compliance hurdles, including identity checks
JPMorgan reported stronger-than-expected first-quarter results, driven by a rebound in trading and investment banking. Net income rose 13% year over year to $16.49 billion, while revenue climbed 10% to $50.54 billion. The bank set aside less for potential loan losses than expected, signaling stable credit conditions among borrowers
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Bernstein has called a Bitcoin bottom and set a $450 price target on Strategy stock, 226% above Monday’s closing price of $138.20. The call comes from analyst Gautam Chhugani at a firm managing nearly $880 billion in assets, which means this is not a retail sentiment spike. It is institutional research drawing a line in the sand on the BTC-equity trade.
Bitcoin peaked at $126,210 on October 6, 2025. A flash crash on October 10, triggered by leveraged liquidations, initiated the correction, compounded by late February 2026 U.S.-Israeli strikes on Iran, and Bitcoin still held a floor near $71,000.
Chhugani frames the 44% drawdown as evidence of maturation, not breakdown: institutional demand absorbed the selling pressure that, in prior cycles, would have driven 70–80% wipeouts.
The ETF data reinforces the case. Bitcoin ETFs recorded $2.2 billion in net inflows over the four weeks preceding Bernstein’s note, reversing year-to-date outflows and pushing the net 2026 figure to positive $364 million against a $90 billion asset base.
ETFs now hold 6.1% of the total Bitcoin supply. That is a structural bid, not a momentum trade, and it is exactly the kind of price floor institutional demand analysis has pointed toward throughout this correction cycle.
Bernstein’s year-end Bitcoin target is $150,000, contingent on sustained institutional buying through mid-2026 amid geopolitical headwinds. The bottom call is not a chart pattern. It is a capital flows argument.
Strategy holds 762,099 BTC, acquired most recently with a 1,031 BTC purchase last week, valued at approximately $51.43 billion.
Total balance sheet Bitcoin and cash stands at $56 billion against $18 billion in total debt, per Bernstein. Cash reserves alone cover annual dividend and interest obligations for 25 months. The Bitcoin position covers annual financing costs for approximately 50 years.
The leverage mechanism is straightforward: Strategy stock amplifies Bitcoin moves because each share represents a claim on a BTC treasury that grows as the company raises capital and buys more coin.
At $138.20, Bernstein’s $450 target prices in a Bitcoin recovery toward the $150,000 level while assigning value to the capital-raising machine itself — the $42 billion raise split between Class A common stock and perpetual preferred shares, with $6.24 billion in ATM program capacity still available across a 19-agent sales syndicate.
The STRC preferred share launched in July 2025, paying an 11.5% annual dividend monthly. Thirty-day average daily STRC volume hit $220 million, up 65% over three months, making it the most liquid preferred product in its category. Strategy is down 57% over six months and 59% over twelve months, reflecting dilution concerns from ongoing equity raises.
The stock has recovered 10.9% over the past month. Bernstein is betting the dilution discount is already priced in.
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Yapay zeka alanındaki heyecan kripto piyasasına da yansımaya devam ediyor. 2026'da AI ve kriptonun kesişimi, yatırımcıların en çok takip ettiği trendlerden biri olmayı sürdürüyor. Özellikle büyük sermaye yöneticilerinin ilgisi bu alana kayıyor.🚀 Öne Çıkan Projeler:Bittensor ($TAO ): Merkezi olmayan yapay zeka ağı olarak bilinen TAO, Grayscale'in en son altcoin listesinde yer almaya devam ediyor.Render ($RENDER ): Yapay zeka için merkeziyetsiz GPU işlem gücü sağlayan Render, piyasa değerine göre en büyük AI coin'leri arasında zirvede.Yeni Nesil Projeler: Fabric Protocol ve Kite AI gibi yeni isimler, Grayscale gibi dev yatırım şirketlerinin radarına girerek gelecek vaat ediyor.Sizce yapay zeka projeleri balon mu, yoksa internet sonrası en büyük devrim mi? Hangi AI coin'ini radarınızda tutuyorsunuz? 👇Hashtag'ler: #YapayzekaAI Zeka #AI #TAO #render #KriptoPara Cashtag'ler: $TAO $RENDER $FET ⚠️ Yasal Uyarı: Yatırım Tavsiyesi Değildir. Bu içerik yalnızca bilgilendirme amaçlıdır. Kendi araştırmanızı yapın

Bitcoin price is still rallying, even as one sovereign seller is getting louder, despite this one bullish technical prediction. Bhutan’s Royal Government transferred another 319.7 BTC ($22.68 million) on Thursday, continuing a liquidation that has trimmed its holdings by 70% since October 2024.
According to Arkham Intelligence data, about 250 BTC from Thursday’s transfer was routed to a wallet previously used for sales via Galaxy Digital and OKX. Another 69.7 BTC went to a new, unmarked address. Bhutan’s stack has collapsed from 13,000 BTC to just 3,954 BTC, worth still at $280 million, with $215 million exiting its holding addresses in 2025 alone.
While Bhutan is selling, Michael Saylor’s Strategy added 4,871 BTC last weekend, U.S. spot ETFs absorbed roughly 50,000 BTC in March, and options markets are stacking $80K calls.
The divergence between Bhutan’s exit and institutional accumulation is setting up one of the more interesting technical moments Bitcoin has seen this cycle.
Bitcoin has clawed back from lows of $67,000, carving higher lows along an ascending trendline. The current price of $72,000 sits above the 50-day EMAs, a stacked configuration that historically precedes continuation moves. MACD is showing bullish divergence. RSI holds at 60, leaving meaningful room before overbought territory.
Analyst targets split into two camps, some see $79K–$80K as the immediate destination, citing the H4 consolidation pattern and healthy retracement from recent highs. Another agrees on the near-term target of $79K–$84K, but warns of a sharp reversal after, with $40K–$48K as a possible re-test.
For Bitcoin, a clean break above $77,500 on strong IBIT inflows can trigger a run toward $80,000. Or there will be more consolidation between $70,000–$72,000 as the market digests Bhutan’s selling pressure.
However, a close below $70,000 reopens the $67,000 support cluster and puts the recovery thesis at risk.
Here’s the tension with buying Bitcoin now. The upside to $80K is real, but it’s just a 10% gain. The risk-reward calculation differs at earlier stages of the ecosystem. As BTC tests its critical resistance band, attention is shifting to infrastructure plays building directly on Bitcoin’s rails, where the multiples are still open.
Bitcoin Hyper ($HYPER) is positioning itself at that intersection. The project bills itself as the first Bitcoin Layer 2 with Solana Virtual Machine (SVM) integration, targeting sub-second finality and smart contract execution that the base chain simply cannot deliver
The pitch isn’t theoretical: the presale has already raised more than $32 million, with $HYPER currently priced at $0.0136. Staking is live with high APY incentives for early participants. The Decentralized Canonical Bridge handles native BTC transfers, keeping the security model anchored to Bitcoin itself
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One of the most obvious indicators that it could be a smart idea to buy a house rather than keep renting is a lower price-to-rent ratio.
The price-to-rent ratio measures whether it is more affordable to buy or rent a home.
A low price-to-rent ratio suggests that home prices are reasonable compared to rent costs, making buying more attractive
Lower ratios indicate more balanced markets and less financial strain for first-time buyers
According to Numbeo, several major African cities currently have low price-to-rent ratios, indicating that homeownership is financially advantageous there
The statistic, which compares the cost of owning a house to the cost of renting it, is straightforward, yet it provides useful information on long-term financial benefit and housing affordability.
In comparison to rental income, a low ratio indicates that property prices are reasonably priced
Fundamentally, the price-to-rent ratio aids in providing a practical response to the following query: Is it more affordable to rent over time or own this property outright?
Financial hardship is more likely in markets where the ratio is high, since purchasers frequently exceed their budgets to purchase expensive properties
To put it another way, the price of purchasing a home is not much more than what you would eventually pay in rent
This increases the sustainability of homeownership, especially for first-time purchasers
A lower percentage, on the other hand, indicates a more balanced market where genuine economic value underpins property prices
The ratio also takes into account more general market conditions
A lower percentage frequently suggests that supply and demand for housing are reasonably balanced, preventing a sharp price rise
This gives buyers greater leeway to bargain for better prices and less pressure to make snap judgments
Additionally, it may indicate a more stable real estate market where fundamentals rather than speculators drive prices
Numbeo shows that standardizing comparisons across markets is made easier by using realistic assumptions, such as determining rent per square meter based on actual apartment sizes (50 square meters for a one-bedroom and 110 square meters for a three-bedroom)
The ratio nevertheless offers a solid foundation for assessing affordability and making wise choices even when taxes and maintenance expenses are not taken into account
In the end, a low price-to-rent ratio benefits purchasers by bringing the cost of ownership into line with actual rental values
With that said, here are the major African cities with the lowest price-to-rent ratio, indicating that owning a home is more financially viable than paying rent, per data from Numebo.
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Redefining Onchain Trading: An In-Depth Look at Yetch’s Trader-First Terminal
For too long, the decentralized finance (DeFi) space has been dominated by trading terminals that treat their users as commodities. Between exorbitant fees, predatory maximal extractable value (MEV) bots, and crippling slippage, active onchain traders often find themselves battling the very platforms they use.
Enter Yetch—a non-custodial onchain trading terminal that is fundamentally rewriting the relationship between platform and user. By combining institutional-grade execution with a groundbreaking revenue-sharing model, Yetch is transforming users from mere products into active partners.
Here is a comprehensive breakdown of what makes Yetch a vital tool for the modern onchain trader.

What is Yetch?
At its core, Yetch is an all-in-one engine designed for swapping, sniping, and scaling onchain without requiring users to relinquish custody of their funds. By connecting a standard Web3 wallet (such as Rabby or MetaMask) and funding the in-app wallet, users can immediately access a frictionless trading environment.

Currently live on the Base network—with expansions to Solana and major EVM chains on the horizon—Yetch eliminates the need for manual bridging. It is purpose-built for:
.. High-frequency active traders who require speed and precision.
.. Alpha seekers looking to capitalize on early market movements.
Execution-focused professionals who demand protection against slippage, sandwich attacks, and bloated transactional fees.The Trading Experience: A Hands-On Walkthrough
To understand the terminal's capabilities, it helps to examine the practical workflow. Yetch manages to pack complex, pro-level features into a highly intuitive interface.
1. Navigation & Discovery
The dashboard is clean and loads instantaneously. Traders are greeted with a real-time token feed equipped with wallet and social (X/Twitter) trackers. Built-in outlier detection and sniper alerts ensure that users can identify market momentum the second it happens.
2. Advanced Filtering & Security
Security is natively integrated into the discovery phase. Before executing a trade, users can apply liquidity filters, utilize a honeypot scanner, review contract audits, and run smart contract simulations. This allows traders to vet fresh, highly volatile tokens in seconds without ever navigating away from the main interface.
3. Precision Execution
When placing live market swaps or limit orders, the execution is exceptional. Fills occur with sub-block latency, supported by clean routing and robust built-in MEV protection. Even on highly volatile pairs, slippage is kept to an absolute minimum.
4. Transparent Post-Trade Review
Post-trade analytics offer deep transparency. The terminal provides side-by-side comparisons of simulated versus actual outcomes, breaking down the exact fill price, gas costs, and market impact.
5. Social Proof & PnL Sharing
With a single click, users can generate visually appealing, highly customizable Profit and Loss (PnL) cards. These cards detail entry and exit points, overall ROI, and a complete trade recap, making it seamless to share successes with the broader community.
The Game Changer: True Incentive Alignment
While the technical execution is flawless, Yetch’s true distinguishing feature is its economic model. Traditional terminals operate on an extractive basis—they win regardless of whether you win or lose. Yetch completely flips this script.
Instead of hoarding transaction fees, Yetch distributes 20% of the terminal’s profits directly back to active users on a recurring monthly basis.
1. Volume-Based Rewards: The more consistently you trade, the larger your share of the profit pool.
2. No Farming Gimmicks: Payouts are transparent, automatic, and derived from real platform revenue.
3. Symbiotic Growth: As the product improves, trading volume increases, which in turn grows the profit pool and yields bigger payouts for users.
This creates an environment of true incentive alignment. Yetch is arguably the only terminal where a trader's success directly fuels the platform's success, and vice versa.

Performance & Design Verdict
Even in its current beta phase, Yetch sets a new standard for onchain architecture:
1. UI/UX (10/10): The design is modern, uncluttered, and highly intuitive, even for newcomers. It mimics the sophisticated feel of a centralized exchange (CEX) terminal while maintaining the ethos of self-custody. Charts, scanners, and trackers are meticulously organized.
2. Performance: Blazing fast. The platform operates without lag, even during periods of heavy network congestion or memecoin rushes.
3. Execution Quality: Top-tier. The combination of minimal slippage, reliable routing, and a safety layer that actively intercepts questionable contracts provides one of the smoothest onchain trading experiences available today.
Step Into the Future of Trading
Yetch is building the first trading terminal that genuinely belongs to the traders who use it. If you are ready to stop paying extractive fees and start earning your share of the platform's upside, it is time to make the switch.
Join the beta and start earning your share today: app.yetch.xyz/?inv=sdsw26xd

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Round-the-clock markets promise freedom for investors and pressure for intermediaries who traditionally wielded immense power during off-hours
Greenspan, also a market analyst, alleged that when markets reopen after what he called a big event, “a handful of firms decide the first tradable price. Oftentimes, they will explicitly use a price that triggers stop losses for their clients, closing them out at a loss and making a profit for the broker who is essentially trading against the client.”
When Greenspan was asked whether brokers coordinate around pricing during market closures, he was blunt in his claim: “Yes, manipulation outright.”
They basically get to control prices, often with hours to strategize," he said. “Often hunting stops losses. When big news happens on weekends, the house tends to take liberties with pricing at the opening bell.”
His comments come as several major U.S. exchanges are looking to offer around-the-clock trading services. The NYSE said it is seeking SEC approval for 24/7 trading. Nasdaq announced similar plans in December. CME plans to roll out 24-hour crypto futures in 2026, pending approval, and Cboe recently expanded U.S. index options to 24/5 trading.
While Greenspan's comments could be seen as accusatory, it's not hard to see why such practices could be prominent in the after-hours market. When the usual trading hours come to a close, at 4 p.m. ET, the thin liquidity can make prices easier to influence.
After the 4 p.m. closing bell, you simply don’t have the same liquidity,” said Joe Dente, a floor broker at the New York Stock Exchange. “People have gone home and the liquidity is not there, so you’re going to see larger spreads.”
Wider spreads and thinner order books, he said, create an environment where price movements can be exaggerated compared with the regular session.
Academic research also supports the view that extended trading sessions are structurally different from core market hours. A widely cited joint UC Berkeley–University of Rochester study found that after-hours price discovery is “much less efficient,” citing lower volume and thinner liquidity that limit the speed at which information is incorporated into prices.
When asked whether manipulation already occurs during those periods, Dente said it is “possible,” but he also pointed out that “the event of 24-hour trading is going to leave things open to manipulation," referring to conditions already seen in after-hours markets
Greenspan, meanwhile, noted that these alleged manipulation practices are “not exactly above board, so they [brokers who might be taking part in such actions] tend to maintain plausible deniability.”
This is where the line between actual manipulation and proof that such practises occur starts to blur.
A widely cited SSRN study on opening price manipulation shows how brokers can influence prices during the pre-open auction by submitting and canceling large orders, temporarily pushing stocks away from their fundamental value before broader liquidity returns.
The research found that such manipulation can create distorted opening prices that are later corrected once the full market begins trading, leaving investors who bought at the inflated price with losses. Because these distortions occur before normal trading volume returns, the resulting price moves can appear indistinguishable from ordinary market volatility.
Still another broker, familiar with overnight trading practices and who asked not to be named because they were not authorized to speak publicly, said thin overnight liquidity can occasionally make it easier for coordinated strategies to influence prices in less widely traded stocks.
In late 2025, the SEC settled charges over a multi-year spoofing scheme involving deceptive orders used to move prices in thinly traded securities. Regulators also fined Velox Clearing $1.3 million for failing to detect “layering” and “spoofing” in volatile stocks.
Meanwhile, the U.S. Financial Industry Regulatory Authority (FINRA), in its 2026 Annual Regulatory Oversight Report, cited firms for “failing to maintain reasonably designed supervisory systems and controls, including with respect to the identification and reporting of potentially manipulative activity conducted in after-hours trading.”
Whether it's hard to point out how widespread these accusations are, one thing is for sure: if trading goes 24/7, traders will be the ultimate winners, particularly retail traders.
In today's electronic markets, traders who respond fastest to market news have a structural advantage.
There’s always an edge for whoever has the fastest computers and the best program writers,” said Dente, noting that algorithms can react to news and orders “in a nanosecond.” For individual investors, he added, keeping up with that speed is difficult. “How does the human person keep up with that?”
And reacting to these events becomes even harder for smaller investors when the market is closed, leaving those retail or smaller traders at a massive disadvantage.
Pranav Ramesh, head of quantitative research for options at Nasdaq and co-founder of Leadpoet, said thin markets can amplify those risks.
Broker coordination may often show up as industry-wide alignment around routing and execution practices, especially where a large share of retail flow ends up with a small number of wholesalers,” he said. “Outside regular hours, scrutiny can be harder because the market is thinner and there are fewer straightforward reference points for investors to benchmark execution quality,” Ramesh said in his personal capacity.
Sources familiar with broker routing and liquidity practices told CoinDesk that price-setting power in thin sessions is real, particularly when major news breaks while markets are closed. According to those sources, coordination around routing, spreads and execution practices during extended gaps has historically been easier precisely because retail traders cannot participate.
This is precisely what around-the-clock trading will solve for traders, according to Greenspan, who said 24/7 markets would blunt fintech firms' advantage by removing the weekend vacuum entirely.
The recent Middle East conflict has been a perfect example of how this can open up more trading opportunities when markets remain closed. Decentralized exchange, Hyperliquid, which trades on blockchain 24/7, has seen growing interest from traders betting on traditional financial assets, including oil and gold, during the weekend, when traditional exchanges are closed.
It has become so popular that weekly derivatives trading volume on the platform topped $50 billion, while it generated $1.6 million in revenue over 24 hours, outpacing the entire Bitcoin blockchain's revenue. The platform has also recently added an S&P 500 perpetual contract.
Needless to say, major exchanges will also likely benefit from trading fees if they open for 24/7 trading.
Whether round-the-clock trading ultimately weakens brokers’ influence on price setting remains to be seen. What is clear is that exchanges and investors stand to gain from markets that never close.
Traders can react in real time without being at the mercy of the middlemen — the brokers,” said Greenspan.
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