According to PANews, Bill Pulte, director of the Federal Housing Finance Agency, stated that the agency is exploring how to account for cryptocurrency holdings in mortgage qualification requirements.

In response, Michael Saylor stated that his team has developed a BTC credit model that takes into account loan terms, collateral coverage, BTC prices, volatility, and expected annual returns to generate statistical data on Bitcoin risk and credit spreads. The model is now live on the official website, and users can try it online.