digitalmoney

A recent meeting was held where crypto people and bank groups came together to talk about how this bill should work. Many crypto voices were in the room and they felt ready to move fast. The bank side was more slow and careful. Still many people said the talk was a good step in the right way.
The White House told everyone that they must reach real progress before the end of this month. The main topic was about stablecoins and if they should give rewards to users. Crypto groups say rewards help people use stablecoins in daily life. Bank groups worry that this could pull money away from normal bank accounts. This is why the talks were not easy.
The goal is to move this bill through the Senate Banking group so it can match the progress made in another Senate group last week. If the bill does not move soon it may not pass this year. This makes the next few weeks very important.
The meeting lasted more than two hours. People talked about how to fix the hardest parts of the bill. The White House asked everyone to come back with real ideas and not just talk. Bank groups said they need to check with their members before they agree to any change.
Crypto leaders said this meeting was a good sign. They believe both sides can find a fair way to move ahead. They also said that doing nothing is not an option. Many people today use digital money and they want clear rules to keep things safe and fair.
Bank groups said they want a law that helps families and small shops and keeps the money system safe. They want to make sure new rules do not hurt local banks or the way people get loans.
There are also other issues in the bill. Some lawmakers want strong rules to stop crime. Some want clear rules to stop people in power from using crypto for their own gain. These points also need to be solved before the bill can pass.
The White House believes that bringing all sides together is the best way to find a path forward. More talks will happen with a smaller group so they can focus on real words in the bill and not just big ideas.
At the same time the US government is dealing with a funding pause. This makes the work harder but leaders still want to keep moving on the crypto bill.
The next step is for the Senate Banking group to take up the bill. If they can agree on the main points then the full Senate can vote on it.
Many people in the crypto world are watching closely. They hope this law will bring trust and growth to digital money in the US. The coming days will show if both sides can find common ground and move forward together.
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#DigitalMoney
#USCrypto
#Stablecoin

Standard Chartered ostrzegł, że do 500.000 milionów dolarów depozytów może przemieścić się z amerykańskich banków do stablecoinów do 2028 roku. To nie jest scenariusz natychmiastowego stresu, lecz strukturalny trend w zarządzaniu płynnością.

Według Geoffreya Kendricka, dyrektora ds. globalnych aktywów cyfrowych w banku, wpływ byłby nieproporcjonalny na banki regionalne, których model w dużej mierze opiera się na marży odsetkowej netto (NIM). W wielu przypadkach NIM stanowi ponad 60% przychodów. Utrzymywanie się erozji depozytów bezpośrednio wpływa na rentowność.

To nie jest tylko marketingowa gadka. CEO Tether, Paolo Ardoino, powtórzył bardzo silną i długoterminową wizję:
Tether chce stać się "złotym filarem" post-dollarowego systemu finansowego.

Gdy zaufanie do walut fiat stopniowo słabnie, a dominacja dolara budzi wątpliwości, Tether cicho zmienia swoją strategię — w kierunku rzeczywistych, fizycznych aktywów.

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🏦 Stablecoin se aage: Ruch w kierunku rzeczywistych rezerw

Tether nie chce polegać tylko na cyfrowych tokenach. Firma potwierdziła, że buduje fizyczne rezerwy złota, które są przechowywane w skarbcu o wysokim poziomie bezpieczeństwa.

Crypto adoption does not happen overnight. Instead of sudden jumps, real growth often comes in small steps. More people are now using crypto wallets, exchanges, and payment tools than ever before.

Mobile apps have made crypto easier to access. Users can buy, sell, and send assets within minutes. This ease of use plays a big role in bringing new users into the space.
Where adoption is growing:
Cross-border paymentsOnline servicesDigital savingsFreelance payments
In many countries, crypto is becoming a backup option during economic uncertainty. People use it to store value or move funds quickly. This practical use supports long-term belief in digital assets.
While prices may move up and down, adoption trends often continue quietly in the background. These trends matter more over time than daily price action.
Crypto growth is not about hype alone. It is about people finding real reasons to use it.
#CryptoAdoption #blockchain #DigitalMoney #Wikimint
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