💣 The $7.4 Trillion Time Bomb: Countdown Started 38 Days Ago

A 27-year cycle with a 0.99 correlation has triggered. Historically, when the Fed cuts rates, 8–20% of money market funds rotate within 6–12 months—and it has never failed.

Past cycles:

1998: $195B → Tech +300%

2003: $250B → Housing +200%

2009: $500B → Broad markets +300%

Today: $7.4T.

Lag started: Sept 17

Rotation window: March 2026

Peak impact: Sept 2026

10% rotation: $740B potentially flooding markets

Why this cycle is different:

Previous cycles had release valves—new shares, housing supply, central bank printing. In 2025, we hit Bitcoin’s 21M supply cap:

19.94M BTC mined

Annual production: 164K $BTC

(~$18B)

A 5% money market fund rotation ($370B) is 20× Bitcoin’s annual production hitting a fixed supply.

Other signs of stress and concentration:

Fed’s reverse repo drained 99%

Shanghai gold warrants +570%

BlackRock BTC ETF reached $100B fastest ever

Long-term holders control 77% of BTC

Meanwhile, corporate profits surge, but 67.6% of Americans live paycheck-to-paycheck—a reflection of margin expansion, rate cuts, and passive flows concentrating wealth.

This isn’t a prediction. It’s pattern recognition + mathematical certainty.

The wealth transfer didn’t start with the Fed cut—it began 38 days later.

The flywheel is spinning.