MARKET WATCH: Pi Network joins the ISO 20022 race alongside Ripple and Stellar.
Pi Network is stepping into the spotlight as it works to align with the ISO 20022 messaging standard, the same global payment protocol used by major blockchain payment players like Ripple’s XRP and Stellar’s XLM. This marks a major step for Pi as it aims to bridge the gap between its massive community-driven ecosystem and traditional finance.
The ISO 20022 standard acts as a universal language for financial messaging, allowing banks, payment systems, and digital assets to communicate seamlessly. Pi Network plans to align with this framework by November 2025, when many global financial institutions are expected to complete their migration. The move could open doors for Pi to become part of a global payments infrastructure that values speed, transparency, and interoperability.
Still, size alone will not guarantee success. While Pi boasts tens of millions of users mining through mobile devices, the project must now focus on delivering technical reliability, securing exchange listings, and forming real partnerships with financial institutions. Competing with established names like Ripple and Stellar will depend on whether Pi can turn its community enthusiasm into genuine utility and adoption in the world of digital payments.

