@Huma Finance đŁ is redefining DeFi lending with the first-ever PayFi network, blending payments + financing on chain.
Instead of using crypto assets as collateral, @Huma Finance đŁ allows users to borrow against future income streams like:
âą Salaries
âą Invoices
âą Remittances
đ With its Time-Value-of-Money (TVM) model, @Huma Finance đŁ unlocks uncollateralized lending, giving access to 70â90% of future earnings instantly, through smart contracts.
This is real world utility, bringing cash flow based credit into Web3.