Cryptocurrency is reshaping finance by enabling anyone to transact without middlemen.

It allows people to send money globally in minutes, often with lower fees than traditional banks. In places with unstable currencies, crypto can provide a more reliable store of value. It also inspires new financial services, like lending and payments, handled by code instead of institutions.

This innovation, called decentralized finance, opens access to those excluded by traditional banking. By removing gatekeepers, crypto empowers individuals and could make the financial system more inclusive, efficient, and resistant to censorship.

Many see it as a meaningful upgrade to today’s financial infrastructure.