Huma Finance is building the PayFi infrastructure layer - connecting stablecoins to real-world payment flows like payroll, invoicing, and remittances.
With Huma 2.0 live on Solana, users can deposit USDC into permissionless pools and earn yield from short-term financing (1–5 day cycles) used by businesses for real working capital. Capital moves fast, risk stays low — and the yield is real.
So far:
– $4B+ in total volume processed
– 5x wallet growth in weeks
– Zero defaults on repayments
Huma offers two modes:
– Classic for stable USDC yield (~10.5% APY)
– Maxi for higher HUMA Feather rewards
No KYC. Audited by Halborn. Composable with other DeFi apps.
This isn’t hype — it’s stablecoin-backed finance flowing through real economy rails.
If you’re watching for real, scalable on-chain use cases — Huma is already delivering