XRP Surges 4.36% as Ripple Eyes U.S. Banking License and Congress Testimony Fuels Investor Optimism

XRPUSDT has experienced a 4.36% price increase over the past 24 hours, currently trading at 2.4004 USDT on Binance. This upward movement is primarily attributed to heightened investor anticipation surrounding upcoming regulatory developments, including Ripple CEO Brad Garlinghouse's scheduled testimony before Congress and speculation about a potential SEC decision regarding the ongoing lawsuit. Positive sentiment has also been driven by Ripple's application for a U.S. banking license and the prospect of a U.S. spot XRP ETF if regulatory outcomes are favorable. XRP maintains strong market activity, with a 24-hour trading volume of $4.81 billion and a market capitalization of $141.39 billion, ranking #4 among cryptocurrencies.