0-1It’s a crypto‑funded Visa debit card (not credit). You load it by transferring crypto from your Spot Wallet to a Funding Wallet, and Binance converts crypto to fiat at the time of purchase  .

308-0You can use it wherever Visa is accepted—both in-store and online  .

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💸 Fees & Cashback

411-0No issuance or monthly fees, but a €25 replacement fee applies if you lose your card (waived if the original is lost in shipping)  .

613-0Cashback in BNB: from 0.1% up to 8%, based on your 30‑day average BNB balance—higher holdings earn higher rewards  .

780-0Cashback is capped monthly (e.g., Level 7 max ≈ €100/month via Cryptonoshi)  .

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🗺️ Where is it available?

879-0As of December 20 2023, Binance shut down the Binance Card program in the EEA and no longer issues new cards there  .

1075-0It's still available in non‑EEA countries, including the U.S., and select other regions  .

Check if it's eligible in Pakistan—Binance’s regional offerings can vary.

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✅ Benefits and risks

Pros:

1208-1Zero maintenance fees, rewarding cashback, and use of crypto without converting upfront  .

1457-0Integrated with Google Pay/Samsung Pay for instant virtual card use  .

Cons:

1565-0Limited consumer protection: since it's a debit card, chargebacks and fraud recovery can be slow and difficult  .

1725-0Some users report acceptance issues at certain merchants, and mixed support experiences  .

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📝 How to get it

1. Create and verify your Binance account (KYC Level 2).

2. Go to Finance → Binance Visa Card, and order.

3. A virtual card is instantly issued, usable via Google/Samsung Pay.

4. 1859-3The physical card arrives (usually within 1–6 weeks; EEA was up to 45 days)  .

5. 2203-0Activate it via Card Dashboard (submit last four digits + CVV)  .

6. Top up your Funding Wallet with crypto to start spending.

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🧭 Is it right for you?

Great for you if:

You hold enough BNB to earn meaningful cashback.

You want to spend crypto seamlessly without pre-converting to fiat.

Not ideal if:

You rely on strong fraud protection or need easy chargebacks.

The card isn’t available in your region (like much of EEA and possibly Pakistan right now).

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✅ Next Steps

Check Binance’s regional support page to see if the card is available in Pakistan.

Review the Binance Card Terms & Fees to fully understand limits and rewards.

If eligible, apply and start with a virtual card for Google/Samsung Pay immediately—no wait.