Binance Earn Stablecoin Resurge: Enjoy Up to 13.3% APR With USDT, FDUSD and XUSD!

2025-07-18 04:00

This is a general announcement and marketing communication. Products and services referred to here may not be available in your region.

Fellow Binancians,

Binance Earn is pleased to announce another promotion for stablecoin products. During the Promotion Period, users who subscribe to USDT Flexible Products, FDUSD Flexible Products, and XUSD Flexible Products may enjoy exclusive Bonus Tiered APRs on top of Real-Time APR rewards! 

Promotion: Enjoy Up to 13.3% APR Rewards with USDT, FDUSD and XUSD Flexible Products

  • Promotion Period: 2025-07-18 00:00 (UTC) to 2025-07-31 23:59 (UTC)

  • Subscription Format: Complete subscription on a first-come, first-served basis in accordance with the terms below.

  • Reward Distribution: 

    • Bonus Tiered APR: Distributed to users’ Spot Accounts on a daily basis.

    • Real-Time APR: Accrued and directly accumulated in users’ Earn Accounts every minute.

Offered Product

Digital Asset

Duration

APR During the Promotion Period

Min. Subscription Limit per User

Max. Subscription Limit per User

Flexible

Tier Range:

Subscription Amount ≤ 200 USDT

Tier Range:

Subscription Amount > 200 USDT

0.1 USDT

Unlimited

12%

(including 8% Bonus Tiered APR, approximately 4% Real-Time APR)

4%

(Approximately 4% Real-Time APR)

Flexible

Tier Range:

Subscription Amount ≤ 300 FDUSD

Tier Range:

Subscription Amount > 300 FDUSD

0.1 FDUSD

50 Million FDUSD

10.9%

(including 10% Bonus Tiered APR, approximately 0.9% Real-Time APR)

0.9%

(Approximately 0.9% Real-Time APR)

Flexible

Tier Range: 

Subscription Amount ≤ 400 XUSD

Tier Range: 

400 XUSD < Subscription Amount ≤ 3,000 XUSD

Tier Range: 

Subscription Amount > 3,000 XUSD

0.1 XUSD

300,000 XUSD

13.3%

(including 13% Bonus Tiered APR, approximately 0.3% Real-Time APR)

2.3%

(including 2% Bonus Tiered APR, approximately 0.3% Real-Time APR)

0.3%

(Approximately 0.3% Real-Time APR)

How to Get Started with Simple Earn Products:

  1. Users can buy tokens on the Buy Crypto page, which support payment methods including Visa and Mastercard cards, Apple Pay, Google Pay and account balances. Users can also deposit tokens to their Binance accounts.

  2. Head to [Simple Earn], and search for USDT/FDUSD/XUSD

  3. Select FLEXIBLE, and subscribe to USDT/FDUSD/XUSD Flexible Products to start earning!

Subscribe Now

Terms & Conditions:

  • Changes to the Simple Earn Rewards Rate will be published on the Platform from time to time. Please refer to Binance Simple Earn Terms & Conditions and Risk Warning for more information prior to using Simple Earn. 

  • Reward Distribution:

    • Real-Time APR is subject to change every minute, please refer to the respective product page(s) for accurate information. Real-Time APR rewards are accrued and directly accumulated in users’ Earn Accounts every minute.

    • Bonus Tiered APR is offered as an additional reward on top of Real-Time APR. Upon subscription, Bonus Tiered APR rewards start to accrue the next day starting from 00:00 (UTC). Rewards will start to be distributed the following day after accrual starts between 00:00 (UTC) and 08:00 (UTC) to the user’s Spot Account.

    • All users who hold open positions for USDT/FDUSD/XUSD Flexible Products will receive both Real-Time APR and Bonus Tiered APR rewards during the Promotion Period. Once the Promotion ends, users will be entitled to Real-Time APR rewards only. 

    • Bonus Tiered APR rewards are calculated based on the subscribed amounts and are subject to the respective tier limit for each token. 

    • APR rewards are distributed from Binance’s own funds, and are determined based on the assessment and evaluation of prevailing market conditions. This Promotion is not associated with the issuer of USDT/FDUSD/XUSD in any manner.

  • Users can view their Flexible and Locked Products assets by going to Accounts > Earn > Simple Earn.

  • Redemption time for Flexible Products subscriptions: Instant. 

  • The assets you deposit in Simple Earn may be loaned to other Binance users (e.g., Margin and Crypto Loan products).

  • A large amount of redemption requests might delay redemption temporarily. Redemptions may resume upon return of liquidity.

  • Binance reserves the right to disqualify any participants who tamper with Binance program code, or interfere with the operation of Binance program code with other software.

  • Binance reserves the right to disqualify any participants that, in its reasonable opinion, are acting fraudulently or not in accordance with any applicable terms and conditions.

  • Binance reserves the right to cancel or amend the Promotion or Promotion Rules at its sole discretion.

  • Additional promotion terms and conditions can be accessed here.

  • There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.

Thank you for your support!

Binance Team

2025-07-18

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Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice.

Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. APR is adjusted daily and the estimated rewards may differ from the actual rewards generated. Not financial advice. For more information, see our Terms of Use and Risk Warning.