๐บ๐ธ US stocks are at record highs, and the Fed is signaling potential rate cuts. While cuts often signal a crisis, history tells a different story.
โSince 1980, every time the Fed cut rates when the market was at highs, the S&P 500 was up an average of +13.9% 12 months later. However, be prepared for short-term volatility !
๐น Indicator Meaning Todayโs focus is on U.S. Retail Sales data: - Core Retail Sales (m/m): Measures the change in the total value of retail sales excluding automobiles. This is a key indicator of underlying consumer demand.
- Retail Sales (m/m): Tracks overall spending at the retail level, including autos.
These indicators provide a snapshot of household spending, a major driver of U.S. economic growth. - Interpretation rules: Actual > Forecast โ Positive for USD Actual < Forecast โ Negative for USD
Retail Sales m/m โข Forecast: 0.2% โข Previous: 0.5% โข Actual: (Not yet released) โโโ ๐น Market Outlook - Retail activity is expected to moderate slightly compared to the previous month. - A stronger-than-expected result could boost USD as it signals firm consumer spending, which may pressure gold. - A weaker reading could weigh on USD and support gold, as it may point to a cooling in household demand and slower economic momentum.
On Sept 15: โข $BTC spot ETFs added $260M in inflows, marking 6 consecutive days in the green. โข $ETH spot ETFs saw $360M in net inflows, their 5th straight day of gains.
ETF inflows are rising... will it continue post-FOMC? ๐
There is no point in buying an iPhone if you are overanalysing your decision.
You will enjoy your money when you can buy things you like without feeling the pinch. If a spending decision already hurts you, wait. Build your financial muscle. Then spend it freely.
Now letโs look at the numbers with $BTC at ~$111,000.
[1] 2017 iPhone X cost $999. $BTC was ~$13,850 EOY. You needed 0.072 $BTC. Today that stack is worth ~$7,992. Profit: +$6,993 (700% gain). The phone is now dead, and your $BTC is thriving.
[2] 2018 iPhone XS Max costs $1,099. $BTC was ~$3,800. You needed 0.289 $BTC. Today thatโs ~$32,079. Profit: +$30,980 (2,815%). The bear crash was the best buying opportunity.
[3] 2019 iPhone 11 Pro Max cost $1,099. $BTC was ~$7,200. You needed 0.153 $BTC. Today thatโs ~$16,983. Profit: +$15,884 (1,445%).
[4] 2020 iPhone 12 Pro Max cost $1,099. $BTC was ~$29,000. You needed 0.038 $BTC. Today thatโs ~$4,218. Profit: +$3,119 (284%).
[5] 2021 iPhone 13 Pro Max cost $1,099. $BTC was ~$46,300. You needed 0.024 $BTC. Today thatโs ~$2,664. Profit: +$1,565 (142%).
[6] 2022 iPhone 14 Pro Max cost $1,099. $BTC was ~$16,500. You needed 0.067 $BTC. Today thatโs ~$7,437. Profit: +$6,338 (576%).
[7] 2023 iPhone 15 Pro Max cost $1,199. $BTC was ~$42,300. You needed 0.028 BTC. Today thatโs ~$3,108. Profit: +$1,909 (159%).
[8] 2024 iPhone 16 Pro Max cost $1,199. $BTC was ~$93,500. You needed 0.013 $BTC. Today thatโs ~$1,443. Profit: +$244 (20%).
[9] 2025 iPhone 17 Pro Max costs $1,199. $BTC is ~$111,000 today. You need just 0.011 $BTC.
The math is simple. iPhone prices barely moved from $1,000 to $1,200 in 8 years. The same money in $BTC turned into life-changing wealth. Average profit across all years is over 800 percent. Zero losses. Every stack is up.
If you can buy the iPhone without thinking twice, enjoy it. But if the decision hurts, stack sats instead. Your future self will thank you.