Forget about the price, think about the market capitalization (the total money that needs to come in).

The big challenge of trillions 🏦

For $XRP , with its circulating supply of ≈55 billion tokens, to reach your goals, the capitalization must explode:

  • Goal $10: needs ≈$550 trillion in total.

    • What does it mean? $XRP would have the valuation of a $ETH in a massive bull market cycle. It's ambitious but possible in the next bull run (1-2 years). It requires ≈$510 trillion new money to come in!

  • Target $100: needs ≈$5.5 trillion in total.

    • What does it mean? More than the current value of the entire crypto market. It requires XRP to replace a large part of the global payment system. This is a 5 to 10-year goal.

  • Target $1,000: needs ≈$55 trillion in total.

    • What does it mean? A valuation comparable to the US stock market is a scenario of global monetary transformation.

⏱️ How long would it take?

The speed of capital injection is key:

  1. $10: It would be achieved if massive institutional adoption kicks in during the next cycle (1-2 years) and the total crypto market grows to ≈$10 trillion.

  2. $100+: It is only viable in the long term (5 to 10 years) with capital migrating from the traditional financial system (the same thesis of RWA adoption). XRP needs banks to use debt to inject this capital.

The performance of XRP 🔄

XRP is a utility asset for settlement. Its major price increases depend on two things:

  • The narrative of banking adoption (the hype).

  • Positive regulatory outcomes (the safety).

The targets of $100/$1,000 require institutional patience. Focus on the $10 goal in the short term; that is what the current crypto market can support.