Alexander Velásquez fully bets on $XRP , convinced that Ripple already offers a faster and cheaper payment network than SWIFT.

Consider that institutional adoption and CBDC pilots could make XRP the basis for global payments, surpassing Bitcoin, Ethereum, Solana, and Stellar in real utility.

He also warns about the threats of stablecoins and the potential regulatory impacts of MiCA in Europe and the SEC in the United States.