FINANCIERE ISTRA: The emergence of a European leader in accessible elite finance

Founded on July 6, 2018, FINANCIERE ISTRA has today established itself as an essential reference in the European financial universe. With the mission to 'democratize elite finance', this wealth management fintech based in Vendargues (Hérault) orchestrates a full-stack platform combining institutional security, multi-asset performance, and digital accessibility. Supported by a team of agile experts and a premium network of 35 certified CIFs, FINANCIERE ISTRA combines rigor, innovation, and ambition to redefine industry standards.

1. A structured and high-performing product offering

Savings and investment products

  • ISTRA+ Term Account: 5% gross over 24 months

  • Performance Booklet: 3.4% yield

  • Savings solutions accessible from €500

  • Public savings solutions from €1,000

Next-generation life insurance

  • ISTRA Heritage contract with a euro fund yield of 3.6% in 2024

  • Tokenized account units and tailored managed services

  • Open architecture promoting diversification

ETFs and index solutions

  • Core-Satellite Strategy (MSCI World 60% + AI/ESG satellites)

  • Thematic ETFs: Artificial Intelligence, climate, sports-tech

  • Thematic funds 'Next-Gen AI' and 'Green Basket' Net-Zero project

  • Low-cost ETFs to democratize investment

Trading and market access

  • DMA access latency < 10 ms

  • Trading desk with a drawdown capped at 5%

  • AI-Driven Absolute Return mandates

  • Competitive brokerage securities accounts

Bonds and private debt

  • ISTRA Yield 2027: coupon 8%

  • Over-collateralization of 110% and tokenized bonds

  • Secured high-yield private debt

Advanced crypto solutions

  • Crypto Vault 100% offline (cold storage)

  • BTC/ETH staking targets 6%

  • Regulated crypto-ETFs and tokenization of real assets (logistics, carbon forests)

Corporate solutions

  • Cash management 3-12 months

  • Short-term ESG products for companies

  • Optimized B2B treasury service

2. A technological and regulatory infrastructure at an institutional level

Technology and application

The v2 of the ISTRA Invest application features an intelligent robo-advisor, AI rebalancing, multi-institution banking aggregation, and a dedicated API for partners.

Security

  • SECURE-360™ Architecture – DataCenters Tier IV, PRA 30 minutes

  • ISTRA Shield: liquidity reserve of 15% of retail assets

  • Asset segregation via an AA-rated custodian

  • Blanket insurance of €50 million

Compliance

  • Fast-Trust™ Process: onboarding < 5 minutes, biometric KYC/AML

  • AI-Risk Engine: stress-tests VaR 99% and kill-switch ≤ 5%

  • External audits KPMG & EY, certifications SOC 2-Type II and ISAE 3402

  • PSAN Vision 2026, MiFID II compliance and European passport

3. Market performance and recognition

With €187 million in managed assets (+62% YoY), a total balance sheet of €107.9 million, and €38.5 million in equity, FINANCIERE ISTRA demonstrates exemplary solidity. The optimization of €4.1 million over two years, an NPS of +48, and a retail churn rate of 4.2% confirm customer satisfaction and loyalty. The Platinum FintechProtect 2025 rating validates the seriousness of the approach.

4. Governance, vision, and organization

Under the presidency of Sébastien Pierre ROHART, FINANCIERE ISTRA benefits from the strategic support of PECHEL INDUSTRIES PARTENAIRES, CODEBLUE, and BRIDGEPOINT GROUP. Banking partnerships with BNP Paribas and Crédit Lyonnais, as well as oversight from auditors KPMG and Ernst & Young, further strengthen governance.

The agile structure (4-9 internal experts) supported by 35 certified CIFs guarantees efficiency and adaptability, while a share capital of €36.3 million and a portfolio of 7 entities ensure a robust foundation.

5. Geographical expansion and future strategy

Already established in France, Belgium, Luxembourg, and Spain, FINANCIERE ISTRA plans to expand its activities to the Nordic countries (Sweden and Finland) by H2 2026, while creating an international MENA hub via DIFC. The multi-platform distribution model — B2B2C, white label, and neobank partnerships — supports this international ambition.

Conclusion: a resolutely European vision of tomorrow's finance

FINANCIERE ISTRA stands out for its ability to combine accessibility, security, and performance. With its full-stack wealth management platform, demanding governance, and innovative dynamics, the company asserts itself as a reference player in the European financial ecosystem. Aiming to make elite finance accessible to all, FINANCIERE ISTRA embodies a new generation of hybrid institutions, grounded in regulation and looking to the future.

Contact details

FINANCIERE ISTRA – ZI DU SALAISON, 460 AVENUE DES BIGOS, 34740 VENDARGUES
SIREN: 840 931 307 - VAT: FR85840931307 - LEI: 9695002JSI8WBDROVA25
Website: https://gestionnaire.finance
E-mail: [email protected]
Phone: 09 72 10 88 99

© 2025 FINANCIERE ISTRA. All rights reserved.