$XRP Armando Pantoja has sparked fresh debate in the XRP community with a bold claim: real estate tokenization could be the catalyst that sends XRP to unprecedented heights. In a recent clip shared on X, he explained why blockchain integration into the $326 trillion global property market might position XRP as the settlement backbone of real-world asset (RWA) tokenization.

Tokenization Moves From Theory to Practice

The conversation highlighted how quickly tokenization is moving from theory to practical use. As one speaker in the clip noted:

“New Jersey is already putting 370,000 property records on blockchain. So you’re already seeing cities do this. That is a tell for me that holy crap, this is already here and it’s happening fast because typically you see the government entities doing the current things last.”

Tokenized housing is also gaining traction in the United States. The speaker pointed to a case in McAllen, Texas:

“A house in Texas just sold to 38 people using an NFT. They took the house that’s worth $235,000 and turned it into tokens. Then they raised $246,000 from 30 investors… Now, they earn weekly rent in USDC, and they can sell their shares on the platform.”

This example underscores how tokenization lowers the barrier to entry for real estate investment, enabling even first-time crypto users to own a fraction of a property with just “a wallet and a phone.”

Governments and Institutions Signal a Shift

What makes these developments significant is the involvement of the government and major financial institutions. Bergen County, New Jersey, has already begun digitizing hundreds of thousands of property deeds on blockchain, moving tokenization from small-scale pilots to public infrastructure.

Meanwhile, giants like BlackRock are tokenizing multi-trillion-dollar asset classes, underlining that this is not a passing “Web3 trend,” but an industry-wide transformation.

XRP’s Role in Unlocking Real Estate Liquidity

Armando Pantoja was direct in connecting the dots:

“Real estate is the biggest asset class in the world by far, but it’s completely outdated. XRP could be the key to unlocking trillions of dollars in value. Buying property today is slow, expensive, and inefficient. Every state, every country has its own systems. Paperwork is incredibly illiquid. Now, blockchain is changing that with real-world asset tokenization.”

Pantoja pointed to ongoing projects in Dubai, where property title deeds are already being moved to the XRP Ledger. This positions XRP as more than just a cross-border payments solution — it could become a bridge asset that makes real estate “liquid and globally accessible.” He added:

“Imagine trading real estate like stocks or sending it across the world in seconds, or buying a piece of a building that you love. That’s a $16 trillion market by 2030, and Ripple’s already at the table with regulators, banks, and governments to make this happen.”

Could This Really Push XRP to $79?

The reasoning behind the $79 projection is based on scale. If tokenized real estate grows into a multi-trillion-dollar market and the XRP Ledger becomes a key settlement layer, demand for XRP as a liquidity bridge could surge dramatically. With fractional ownership and global transferability driving transaction volume, XRP could see usage unlike anything in its history.

Still, challenges remain. Real estate tokenization faces hurdles of regulatory clarity, interoperability across jurisdictions, and integration with legacy title systems. Yet, the groundwork is being laid — and if XRP secures its role as the settlement layer for tokenized property, Pantoja’s vision of a sharp price surge becomes less speculative and more attainable.

A Forward-Looking Reality

Real estate has historically resisted innovation, but the rise of tokenization suggests that resistance may finally be breaking down. If property ownership becomes as easy as buying shares on an exchange, XRP could be at the center of a seismic shift in global finance. The world’s largest asset class may yet prove to be the launchpad that takes XRP to the $79 mark, and perhaps even higher.

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