HUMA FINANCE – REDEFINING LENDING WITH PAYFI
@Huma Finance 🟣 is building the first PayFi network, blending payments with financing to unlock a new era of credit on-chain. Unlike traditional crypto lending that requires collateral, Huma enables borrowing against future income streams — salaries, invoices, remittances, and more.
By applying the Time-Value-of-Money (TVM) model, #HumaFinance analyzes real-world cash flow patterns and allows users to instantly access 70–90% of expected revenue through smart contracts. This creates a powerful model of uncollateralized lending, expanding financial inclusion globally.
With PayFi, income becomes capital — secure, transparent, and decentralized. HUMA is not just another DeFi protocol; it is a bridge to real-world finance.
