“From paper to money on chain.” How Huma's PayFi model works

Time is money, but so are invoices and accounts receivable. Huma turns that latent value into instant liquidity.

What it does: uses its Time Value of Money (TVM) model to analyze payment histories and transform invoices into instant loans.

Keys: works without collateral, on Solana, Stellar (Soroban) and several L2s, with settlement in USDC.

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