After spending a long time in the crypto circle, you will find that 99% of coins are 'puffery speculation', rising fast and falling even faster. Only 5 coins can traverse bull and bear markets and make money based on real value—2 major broker coins (BNB, OKB/BGB) earn 'passive income from fees' as stable as listed companies, and 3 major public chains (BTC, ETH, SOL) rely on 'ecosystem hegemony' to become capital consensus! Today, let’s delve into the 'value logic' of these 5 coins, helping you avoid bubble traps and accurately target long-term profitable assets!
1. 2 Major Broker Coins: Earn passive income through 'transaction fees', with profitability crushing small workshop projects.
The core value of broker coins is not 'concept speculation', but 'continuous cash flow'—just like traditional brokerage stocks; as long as there are trades, there are fees earned. This 'blood-generating ability' is a 'rare commodity' in the crypto circle, currently only BNB, OKB/BGB can achieve scalable profits.
1. $BNB: The 'big brother' of broker coins in the crypto circle, a 'money printer' earning billions annually.
$BNB's value support relies entirely on Binance's 'trading empire':
Profits comparable to listed companies: In 2024, Binance's total annual trading fee income exceeded $12 billion, and as a platform coin, BNB can enjoy 'profit dividends + burn mechanism'—over the past 3 years, Binance has burned more than 15 million BNB (15% of the total issuance), directly reducing circulation, effectively giving $BNB 'value preservation and appreciation'.
Application scenarios are unavoidable: Besides fee deductions (using BNB to pay fees at a 20% discount), BNB can also be used for Binance Launchpad new investment, staking for interest, cross-border payments, and even for spending at some offline merchants. The ecosystem is becoming increasingly complete.
Resilience against downturns: In the bear market of 2022, $BNB dropped from $600 to $200, a decline far smaller than other altcoins (many dropped over 80%). In the bull market of 2024, it rebounded first to $500, showcasing the 'bull rises, bear resists' characteristic, which is the foundation for long-term investment.
2. OKB/BGB: 'Stable players' suitable for investors with low risk tolerance.
If you think BNB's market value is too high, OKB and BGB are more flexible choices, with core values also relying on 'broker profits'.
(OKB: The 'stable coin' of established broker coins: OKX, as one of the top three exchanges globally, expects over $4 billion in fee income in 2024. OKB enjoys 'fee dividends + ecosystem rights'—for example, staking OKB can earn VIP privileges on OKX, with lower withdrawal fees and higher chances of winning subscriptions; moreover, the circulation of OKB is only 1 billion, with no increase in many years, making inflation risk extremely low.
(BGB: The 'high elasticity' of the rising star: The platform coin BGB from Bybit exchange, although its market value is smaller than BNB and OKB, has stronger growth potential—Bybit's fee income in 2024 is expected to increase by 120% year-on-year, leading BGB to rise from $0.5 to $2.3. Additionally, the platform often uses BGB for 'trading rebate' activities, further enhancing token demand.
Common advantages: These two coins rely on 'exchange traffic' for their livelihood; as long as there are trades in the crypto market, transaction fees will not cease. Compared to those projects 'burning money through financing', these coins with 'cash flow support' provide more peace of mind for long-term holding.
2. 3 Major Public Chains: The 'three major boards' of the crypto circle, with irreplaceable ecosystem hegemony.
Public chains are like the 'operating systems' of the crypto circle, all altcoins and DApps must run on public chains—just like Windows and Mac support computer software. The 3 major public chains (BTC, ETH, SOL) rely on 'capital consensus + ecosystem scale' to become the 'ballast' for long-term investment. Analogous to the traditional stock market, they are 'Shanghai Composite Index (BTC), Growth Enterprise Market (ETH), and Beijing Stock Exchange (SOL)', each with its own positioning and not interchangeable.
1. $BTC: The 'Shanghai Composite Index' of the crypto circle, 'digital gold' against inflation.
$BTC's core value is 'global consensus + scarcity', equivalent to the 'anchor' of the crypto circle.
Unmatched consensus: Over 100 million people globally hold BTC, with thousands of institutions (such as Grayscale, BlackRock, JPMorgan) heavily invested, and even some countries listing BTC as 'legal assets'. This level of 'consensus breadth' is irreplaceable by any other currency.
Inflation resistance maximized: A fixed total of 21 million coins, never to be increased. Compared to fiat currency 'unlimited printing', BTC has become 'hard currency' against inflation—by 2024, with global inflation exceeding 5%, BTC rose from $30,000 to $110,000, an increase of over 260%, perfectly outpacing inflation.
Stable long-term returns: From 2010 to 2024, $BTC's annualized returns exceeded 200%. Even if bought during bear markets in 2018 or 2022 and held for over 2 years, profits could still be made. This ability to 'traverse bull and bear markets' is unmatched by any altcoin.
2. $ETH: The 'growth enterprise market' of the crypto circle, the 'Windows system' of the DApp ecosystem.
$ETH's value relies on 'smart contracts + ecosystem hegemony', which is the 'survival basis' for altcoins and DApps.
Ecosystem scale crushing: Over 90% of global DeFi projects (such as Uniswap, Aave) and 80% of NFT projects (such as BAYC, Azuki) operate on ETH. In 2024, ETH's on-chain daily active users exceeded 5 million, with locked funds (TVL) exceeding $80 billion, showcasing an 'ecological stickiness' that cannot be easily replaced in the short term.
Continuous technological upgrades: From PoW to PoS (merger upgrade), to the subsequent EIP-4844 (reducing gas fees), ETH has been optimizing performance to solve the pain points of 'congestion and high fees'—after the upgrade, ETH's transaction costs dropped by 60%, attracting more projects and forming a positive cycle of 'the ecosystem grows larger'.
Deep capital consensus: Over 70% of global crypto funds allocate positions in ETH. Major institutions like BlackRock and Vanguard must include ETH as 'core assets' in their crypto ETFs. Such 'institutional heavyweights' in coins have limited long-term downside and ample upside potential.
3. $SOL: The 'Beijing Stock Exchange' of the crypto circle, a high-growth 'Mac system'.
$SOL's value is 'high speed + low cost', focusing on 'incubating small and medium projects', equivalent to the 'innovation board' in the crypto circle.
Outstanding performance advantages: SOL's TPS (transactions per second) exceeds 2000, more than 50 times that of ETH, with gas fees only 1/100 of ETH (a few cents per transaction), making it especially suitable for 'high-frequency trading, mini-game DApps', etc.—in 2024, SOL's on-chain mini-games had over 2 million daily active users, driving $SOL from $10 to $180, an increase of over 1700%.
Astounding ecosystem growth: Although SOL experienced a 'hacker attack' in 2021, it quickly recovered, with over 3000 new DApps added in 2024 covering DeFi, GameFi, social fields, and attracting many 'small and medium projects migrated from ETH', with an ecosystem expansion speed far exceeding other public chains.
Complementary positioning: If ETH is 'the gathering place for mature projects', SOL is 'the incubator for innovative projects'—many new projects will first test on SOL, and after running the model, migrate to ETH. This 'complementary relationship' makes $SOL a 'potential stock' for long-term investment, suitable for investors who can bear certain risks and pursue high returns.
3. Caution! 99% of other coins are bubbles; take profits and don’t be greedy.
Why do we say 'other than these 5 coins, the rest are bubbles'? The core reason is 'no real value support':
Altcoins: Relying on concepts and speculative hype, lacking blood-generating ability: For example, many 'AI + Web3' and 'metaverse' concept coins have no actual DApps deployed or cash flow income, relying entirely on 'the team telling stories' to pump prices. When they rise, it's 'bubble inflation'; when they fall, it's 'zero risk'—in 2024, over 500 altcoins fell more than 90%, some even getting delisted.
Air coins: Relying on 'fraud schemes' to raise funds: Some projects even have plagiarized white papers, vague team information, and after launching, they skyrocket several times before 'dumping and fleeing', such as a certain 'blockchain game coin' that increased 10 times in 3 days before plummeting 98%, trapping thousands of retail investors.
Niche public chains: The ecosystem cannot be established, and consensus is weak: Aside from BTC, ETH, and SOL, other public chains are either 'underperforming' or have 'a sparse ecosystem'. For example, a certain public chain launched for 2 years with fewer than 100 DApps and less than 10,000 daily active users, with the token price dropping from $10 to $0.5, showing no long-term value.
Advice for retail investors: If you hold coins other than these 5, don’t think about 'long-term holding'. Just take profits whenever there’s gain, even if it’s 10% or 20%. Don’t be greedy waiting for 'doubling'—the bubble in the crypto circle will eventually burst. The real winners are those who can earn money from the bubble and exit in time.
4. Long-term investment practical advice: How to allocate the 5 coins?
Understanding value logic is essential, but you also need to 'allocate reasonably' based on risk tolerance, divided into 3 plans:
Conservative (suitable for beginners / small capital): BTC 50%, BNB 30%, ETH 20%—relying on BTC for downturn resistance, BNB for stable earnings, and ETH for recovery, with the lowest risk.
Balanced (suitable for those with 1-2 years of experience): BTC 30%, ETH 30%, BNB 20%, OKB/BGB 10%, SOL 10%—balancing stability and growth, able to profit in a bull market and resist losses in a bear market.
Aggressive (suitable for those with over 3 years of experience / can tolerate high risk): BTC 20%, ETH 25%, SOL 25%, BNB 20%, OKB/BGB 10%—increasing SOL's allocation to pursue high returns while using BTC and BNB to control risk.
Key principle: Don’t frequently change positions; long-term investment should look at a '1-3 year cycle'. For example, BTC can be held for over 2 years, ETH and SOL for over 1 year, and broker coins can be held long-term as long as the exchange does not collapse— the core of making money in the crypto circle is not about 'guessing ups and downs', but about 'accurately grasping valuable assets and enduring time'.
Finally, let me say something straightforward:
The crypto circle is not a 'casino'; long-term investment is not about 'luck', but about 'having the eyesight to understand value'. These 5 coins (BNB, OKB/BGB, BTC, ETH, SOL) traverse bull and bear markets based on 'real profits' or 'ecosystem hegemony', while most other coins are 'bubble revelry'. Instead of gambling on hundreds of altcoins, it’s better to focus on these 5 core assets, take fewer detours, and earn steadily.
Do you hold these 5 coins? Let's discuss your asset allocation plans in the comments and become 'long-term value investors' together, avoiding bubble traps! #Crypto Long-term Investment #5 Major Value Coins
