When we talk about the integration of blockchain and the real economy, most projects remain at the level of large assets. However, what truly reaches the masses are often small and frequent income streams. Huma has precisely entered this overlooked field.
It is not just a financing tool, but more like the infrastructure of the future financial system. By standardizing income certificates, Huma achieves full-chain coverage from individuals to institutions. Whether they are individual entrepreneurs, freelancers, or small businesses in need of low-cost financing, everyone can find their place.
In the long run, this model may run parallel to the traditional banking system, where banks still serve large enterprises and high-net-worth individuals, while emerging protocols like Huma cater to a broader long-tail audience.
This complementarity may indeed be the key to the true implementation of blockchain. And Huma is adding an important piece to this puzzle.