Many people ask, why invest in income certificates? What advantages does it have over traditional DeFi?
The answer lies in stability. The crypto market is highly volatile, while income certificates are backed by real economic activities. For example, there are thousands of developers on a freelance platform whose wages are settled monthly. As long as the platform operates normally, this cash flow is predictable.
Huma packages this predictability into financial products, allowing investors to participate. For institutions, this is an opportunity for diversified asset allocation; for individual investors, it is a relatively lower-risk option.
Most importantly, these assets are large in scale but dispersed, with significant market potential. Once a liquid market is formed, Huma has the potential to become the global benchmark platform for income finance.
