Small and medium-sized businesses are the backbone of economies, yet they struggle with financing
@Huma Finance 🟣 is solving this by offering decentralized liquidity that scales with demand
With $HUMA powering the network, #HumaFinance is becoming a lifeline for enterprises in Web3.
1. Business Financing Challenge
► Bias in Lending: Banks favor large corporations.
► Limited Data Use: Traditional models ignore alternative signals.
► High Costs: Borrowing rates are often prohibitive
► Slow Approvals: Funding comes too late for opportunities.
2. Huma Finance’s Business Model
► Transparent Underwriting: Data-driven and verifiable.
► Programmable Rules: Credit conditions enforced by smart contracts.
► Cross-Border Access: Businesses connect to global capital.
► Shared Liquidity: Pooling reduces systemic risk.
3. Why It Benefits Economies
► SMEs: Gain fair and fast access to credit.
► Communities: Enjoy more resilient local businesses.
► Institutions: Deploy capital into diversified markets.
► Ecosystems: Stronger participation across chains.
