The first time I heard about Huma Finance, I was actually skeptical. Can salaries and cash flow be put on the blockchain? It sounded a bit far-fetched. But when I saw specific cases, I truly realized its significance.
A merchant mapped their sales revenue for the next three months onto the blockchain and used it as collateral to borrow liquidity. At that moment, I suddenly felt that finance was really starting to become 'down-to-earth.' It was no longer just a game for institutions and the wealthy, but a tool that every ordinary person could touch.
I began to imagine: if my salary could be recognized as a cash flow asset, could I use it to exchange for part of an advance? This scenario felt particularly practical to me because almost everyone has experienced the problem of cash flow turnover.
The greatest shock that Huma brought me was not the technology, but that it made finance 'closer to everyday life.'