What does the Treehouse protocol actually offer?
TreehouseFi is a decentralized protocol focused on 'fixed income + interest rate derivatives', with a product matrix built around two core components:
tAssets series, represented by tETH, provides a stable and predictable income path
DOR (Decentralized Offered Rates) system establishes a unified interest rate anchor point for the DeFi market
If you are familiar with traditional finance, you can think of Treehouse as a combination of 'LIBOR + short-term debt + institutional-level arbitrage platform' on-chain. The project's founder, Brandon Goh, comes from Morgan Stanley, with a professional background in allocating fixed income products for institutional clients. Every step that Treehouse takes is essentially about bringing this logic on-chain.
tETH is one of the core assets launched by Treehouse
Essentially a liquid staking asset (LST), but compared to mainstream LSTs like Lido and cbETH, it emphasizes two key differences:
Strategic enhancement: tETH not only reflects staking returns but also embeds arbitrage paths (for example, between different staking pools and interest rate markets), consistently outperforming the basic PoS.
Point binding: Holding tETH allows daily earning of Nuts points, which may be directly linked to future airdrops and governance rights.
tETH can be seen as the core equity anchor of the entire GoNuts system. Owning tETH grants access to Treehouse's 'internal credit token', allowing users to accumulate points and enhancements through multi-chain participation (ETH, Arbitrum, Mantle).
DOR system: A cornerstone that could support the DeFi interest rate derivatives market.
The real 'siege work' of Treehouse in DeFi isn't the points system, but DOR: Decentralized Offered Rates.
Why is this important?
The current on-chain interest rate market is extremely fragmented: Compound, Aave, Spark, Curve, each protocol has its own model for interest rates.
Without a unified anchor point, it is impossible to derive standardized interest rate swaps, bonds, and priced structured products.
The emergence of DOR effectively introduces an 'on-chain LIBOR' to the entire DeFi market, which can be understood as an oracle specifically providing benchmark interest rate information.
Currently, the first DOR launched by Treehouse is TESR (Treehouse Ethereum Staking Rate), used to represent the on-chain risk-free interest rate benchmark for ETH. Once this data becomes an industry reference, it will have a far-reaching impact across various subfields of DeFi:
> Can serve as a pricing benchmark for structured products
> Provides interest rate synchronization coordinates across protocols
> Establishes a 'measurable risk' price anchor for the on-chain capital market
> Opens the door for more decentralized fixed income products—such as interest rate swaps and swaptions.@Treehouse Official #Treehouse $TREE
