@Huma Finance 🟣 is rewriting DeFi — no more over-collateralized loans, it lets you borrow against future income like salaries, invoices, or remittances. Using a Time-Value-of-Money model, you can unlock 70–90% instantly through smart contracts. Backed by strong VC funding, powered by the HUMA token for governance and incentives, PayFi bridges real-world cash flows with on-chain liquidity. If it scales, this could be DeFi’s most practical link to the real economy.
