$HUMA The Programmable Loan: The Next Layer of Financial Automation

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Beyond Loan Origination

As a FinTech product manager, the most exciting aspect of the Huma Finance ($HUMA ) protocol is not just the origination of a loan, but what happens **after** the loan is created. Because every loan is a tokenized on chain asset, it becomes a piece of **programmable money**.

A New Design Space for Automation

This programmability unlocks a new level of financial automation that is impossible in traditional finance. A lender could, for example, create a smart contract that automatically sweeps all repayments from their portfolio of $HUMA loans into a new lending pool, creating a fully automated, compounding yield strategy. A borrower could authorize a smart contract to automatically use incoming revenue from one source to pay down their Huma loan from another. This layer of programmability, enabled by @Huma Finance 🟣 will create a more efficient, automated, and composable credit system.