30 trillion US dollars, isn't that a shocking number? It represents the global payment and financing market size that Huma Finance aims to reach.
As the first PayFi network, Huma integrates traditional cross-border payments, card settlements, stablecoin financing, and high-speed blockchain to enable businesses and individuals to "trade and finance instantly without the need for pre-funding."
According to the latest analysis, the Huma protocol has completed a cumulative transaction volume of 3.8 billion US dollars, with a remarkably high repayment rate (97.9%) demonstrating the reliability of its credit mechanism and platform security.
Huma's financing background is equally noteworthy: the Series A funding of 38 million US dollars was led by Circle Ventures and HashKey Capital, indicating institutional investors' trust in its growth potential.
After the token launch, a carefully designed airdrop mechanism will cover multiple groups such as LPs, ecosystem partners, and community members, combining locking and linear release mechanisms to balance market supply and demand with community stability.
From a technical perspective, the Huma PayFi stack includes a multi-dimensional architecture comprising transaction layer, currency layer, custody, financing, compliance, and application layer, creating a secure, efficient, compliant, and scalable financial network.
Whether you consider it from a macro-financial vision or the underlying DeFi architecture and token economic model, Huma appears to be a real innovative project with a script, a path, and an ecosystem. The 30 trillion US dollar market is no longer distant.
