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追梦人 蓝鸟会
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追梦人 蓝鸟会
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《@Huma Finance 🟣 用 $HUMA 激活万亿现金流，#HumaFinance 成链上借贷新标杆》 @Huma Finance 🟣 正打造全球首个 PayFi 网络，融合支付与融资基础设施，为现实世界收入及应收账款的链上信贷提供支持。不同于加密货币抵押的传统借贷，$HUMA 允许用户以未来收入流为抵押借贷，推动资金时间价值模型下的无抵押借贷。通过分析现金流，协议可经智能合约即时提供相当于预期未来收入70-90%的流动性。 DeFi与传统金融的鸿沟常显难以跨越：一边是复杂的加密抵押贷款，另一边是百年抵押信用体系。而处于中间的数十亿人和企业，正需要@Huma Finance 🟣 这样的桥梁。$HUMA 以收入型贷款为核心，融合去中心化透明度与现实场景相关性——待付款的商家、有订阅收入的初创企业、稳定工作的个人，都能凭未来收入无缝借款。 对贷方而言，这是基于现实现金流的贷款；对借方而言，意味着更快的资金访问、更低风险，且无需硬性抵押。@Huma Finance 🟣 正在构建极具创新性的 PayFi 基础设施，重新定义数字时代的信任。这不是炒作，而是解决实际问题——#HumaFinance 不仅是个DeFi协议，更是通往更公平金融系统的桥梁。
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