@Huma Finance 🟣 is pioneering the first PayFi network, introducing a new way to unlock liquidity by borrowing against future income streams instead of traditional crypto collateral. Whether it’s salaries, invoices, or remittances, Huma enables real-world receivables-based credit to be brought on-chain through its Time-Value-of-Money (TVM) model. By analyzing cash-flow patterns, users can access 70–90% of their expected future revenue instantly and securely via smart contracts. This innovation positions #HumaFinance as a game-changer for uncollateralized lending in Web3.
