# 🚀 THE PayFi REVOLUTION IS ALREADY HERE! 🚀
💰 @Huma Finance 🟣 - Pioneer of the New Era of Finance!
### 🌟 WHAT MAKES HUMA SPECIAL?
🎯 **Forget about collateral!** No more need to lock ETH or BTC to get a loan
💡 **Loans against future income** - a revolutionary concept of the time value of money (TVM)
⚡ **Instant loans** through smart contracts - no banks and bureaucracy!