In DeFi, stablecoins have always been seen as a hedging tool, but in the Huma system, the role of stablecoins goes far beyond that. They become a transfer station between real-world cash flow and on-chain ecosystems.
For example, a company with long-term lease contracts can package future rental income and issue yield certificates on-chain, which can be exchanged for stablecoins. What investors receive is not a virtual interest rate game, but real, tangible income returns from the real world.
The significance of this combination is immense. First, it allows on-chain yields to no longer rely on internal circulation but to be directly anchored in the real economy. Second, it provides new application scenarios for stablecoins, not just as a medium of exchange, but as a yield carrier for actual financial products.
For users, this means they can achieve more stable and lower-risk returns in DeFi. For institutions, this means they can finance at a lower cost while accessing global investors. Huma creates a two-way channel where funds can flow from global investors to enterprises, while the real cash flow of enterprises feeds back to investors.
The potential of this model far exceeds simple lending; it is expected to become a standard template for on-chaining real-world assets in the future.
