《@Huma Finance 🟣 used $HUMA to activate trillion cash flow, becoming a new benchmark for on-chain lending》

When traditional banks say "no" to lending for small and medium enterprises, @Huma Finance 🟣 has already allowed 50 million freelancers and small businesses to reap the benefits through the PayFi network—one cross-border e-commerce platform borrowed 90,000 stablecoins in 3 minutes using a pending $100,000 order for procurement funds to be credited instantly; a delivery rider advanced 80% of next week's delivery income to pay for their child's tuition. This black technology of "using future income now" relies on smart contracts to analyze cash flow in real time, with 70-90% of credit limits being precise and flexible.

The HUMA token is the "credit cornerstone" of the ecosystem: staking $HUMA can unlock lower borrowing rates, and after one company staked 100,000 tokens, their borrowing costs decreased by 20%; liquidity providers use HUMA as an incentive, supporting real income lending while also earning service fees paid by enterprises, maintaining an annualized return of 7%-9%. #HumaFinance is most remarkable for its compliance—collaborating with Mastercard to verify income flows, with on-chain audit reports available in real time, one auditing firm stated after verification: "This is more transparent than bank loans."

@Huma Finance 🟣 has processed over $6.8 billion in transaction volume, and partnerships with Solana and Stellar have made cross-border income lending smoother. The newly launched "AI credit scoring" feature automatically analyzes users' cash flow data over 36 months, and after one freelancer's score improved, their borrowing limit increased from 50,000 to 150,000. Now participate in the #HumaFinance staking program, proving that Web3 is not just a concept—when the global $50 billion unmet credit demand is activated, the value of HUMA is just beginning to be released.