New Directions in Web3 Finance! Huma Finance Reconstructs Lending Logic with PayFi

How can Web3 finance break free from 'speculative dependency' and truly serve real-world needs? The answer given by @Huma Finance 🟣 is 'PayFi'—transforming real income such as salaries, invoices, and remittances into on-chain credit, creating the first lending network that connects the real world with the blockchain. Here, borrowing does not require crypto collateral or traditional credit records; as long as you have predictable future income, you can instantly receive 70%-90% of your income advance through the @Huma Finance 🟣 smart contract, with repayment automatically completed as income arrives, safe and efficient.

The innovation of @Huma Finance 🟣 lies in its shift of DeFi from 'serving crypto holders' to 'serving everyone': #HumaFinance covers diverse scenarios including office workers, businesses, and cross-border families, replacing speculative assets with actual income streams, bringing financial services back to the essence of 'solving pain points'. Meanwhile, the $HUMA token serves as the core link of the ecosystem, supporting governance voting and staking incentives, ensuring that the development direction of the protocol aligns with community interests. As the demand for PayFi grows, its value will also increase, leading Web3 finance towards a new future of 'realization and sustainability'. #HumaFinance