Not just DeFi! Huma Finance connects real-world and on-chain finance with PayFi

While most DeFi protocols are still stuck in the limitations of "crypto collateral", @Huma Finance 🟣 has jumped out of the framework and created a new track for PayFi—transforming real income from salaries, invoices, remittances, etc., directly into financial tools that can be used on-chain. There's no need for traditional bank credit checks, nor do you need to collateralize digital assets; as long as you have predictable future income, you can quickly borrow through @Huma Finance 🟣 : office workers can advance their salaries for emergencies, businesses can activate pending invoices, and families can unlock remittance liquidity—these real needs can all be met.

The logic behind this is clear: based on the Time Value Model (TVM), smart contracts automatically assess cash flow, instantly match borrowing needs, eliminate intermediaries and delays, and double the efficiency of borrowing. #HumaFinance is not just a lending protocol; it is a "bridge" between real finance and blockchain, using actual income streams to replace speculative assets, allowing DeFi to return to the essence of "serving real needs". Meanwhile, the $HUMA token injects vitality into the ecosystem, ensuring the long-term stable development of the protocol through governance voting, staking incentives, and other functions, promoting the continuous expansion of the PayFi ecosystem. #HumaFinance