Say goodbye to mortgage dilemmas! Huma Finance makes future income a loan certificate
Traditional banks refuse loans, DeFi requires crypto collateral, and do you find yourself blocked by high thresholds when trying to borrow money? @Huma Finance 🟣 breaks the deadlock with the first PayFi network, transforming real-world income and accounts receivable into on-chain credit, making 'unsecured loans' no longer a pipe dream! Whether you are a salaried employee, a business with outstanding invoices, or a family receiving cross-border remittances, you can borrow against predictable future income streams without having to lock up assets like Bitcoin or Ethereum.
At the core of all this is @Huma Finance 🟣 's innovative Time Value Model (TVM) and smart contracts: by analyzing cash flow patterns, users can instantly access 70%-90% liquidity of their future income, with fast loan disbursement, low costs, and repayments automatically completed as income is received, balancing efficiency and security. #HumaFinance truly expands financial coverage, allowing millions lacking traditional credit or crypto assets to fairly enjoy lending services. And $HUMA
tokens, as the core of the ecosystem, not only support governance and staking, but also continuously release value with the growing demand for PayFi, promoting the realization of financial inclusion. #HumaFinance