《Huma Finance is making payments more efficient》
Huma Finance is a decentralized PayFi network that combines payment and financing, using blockchain to solve global payment delays. It supports stablecoins and on-chain credit, covering scenarios such as cross-border payments and trade finance. By 2025, Huma will process over $3.8 billion in transactions with zero defaults, demonstrating market recognition. The platform is designed with a focus on speed and scalability. Operating on Solana and Scroll, it offers low transaction costs and quick settlement times. Businesses can exchange receivables for instant liquidity, while liquidity providers earn 10.5% annual returns through Huma Pools, catering to DeFi users.
The HUMA token drives the ecosystem. Users can use it to participate in governance, pay service fees, or earn rewards. This model encourages a more active community and has attracted partners like PayPal. Looking to the future, Huma plans to expand to more chains and incorporate DePIN scenarios. Its goal is to make PayFi the core infrastructure of global payments.