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🔮 Huma Finance: A New Era of Credit Systems Credit systems have always favored the wealthy. 🏦 If you have collateral, you get access. If not, you’re excluded. But @Huma Finance 🟣 introduces a new system with PayFi, shifting credit from asset-based to income-based. The TVM model values future cash flows like salaries, invoices, and remittances, offering 70–90% liquidity upfront. 📊 Borrowers gain instant access to funds, while lenders are secured by automated smart contracts. 🤖 This isn’t just a tweak to traditional finance — it’s a complete reimagination of lending. 🌍 With PayFi, financial inclusion becomes possible for millions who were once invisible to banks and even DeFi platforms. By focusing on what you earn, not what you own, Huma Finance is shaping the new era of credit — one built on fairness, speed, and trust. ⚡ #HumaFinance $HUMA
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